Who to call in Newfoundland and Labrador
The offices to call in Newfoundland and Labrador, on top of the national numbers on Who to call in Canada.
Newfoundland and Labrador has no credit freeze
Only Quebec and Ontario residents can freeze a credit file. Here, you can place a fraud alert instead. It asks a lender to check it is you before giving credit.
Call Equifax on 1-800-465-7166 and TransUnion on 1-800-663-9980. Each places its own alert, and neither tells the other.
a credit freeze a block that stops a credit bureau sharing your file with a new lender
Ontario and Quebec law let you ask Equifax and TransUnion not to give your file to a lender who would open new credit. Neither bureau charges for it, and each has to be asked separately. Equifax calls it Credit Lock. Everywhere else, the option is a fraud alert instead.
a fraud alert a note on the credit file asking a lender to check who they are talking to
It asks; it does not stop anything on its own. A lender is meant to make contact and confirm identity before approving credit in your name. Each bureau keeps its own file, so one placed at one does nothing at the other. A bureau may charge for placing one.
Securities sits inside Government Services
709-729-2600 for securities matters. The general Government Services line is 709-729-4834, or GSInfo@gov.nl.ca.
Call 709-729-2600 to check that a seller is registered, or to report an investment that has gone wrong.
The Adult Protection Act
1-855-376-4957, toll free, or local police. A report can be made confidentially.
Money counts. The Act defines abuse as deliberate mistreatment causing “substantial damage to or substantial loss of real or personal property, including financial assets”.
Reporting is required. Anyone who thinks an adult is being abused or neglected must report it. Not reporting can bring a fine of up to $10,000.
The Office of the Public Trustee
709-729-0850. Fax 709-729-3063, or general@publictrusteenl.ca. Monday to Friday, 8:30am to 4:30pm, closing at 4:00pm over the summer months.