Who to call in Saskatchewan
The offices to call in Saskatchewan, on top of the national numbers on Who to call in Canada.
Saskatchewan has no credit freeze
Only Quebec and Ontario residents can freeze a credit file. Here, you can place a fraud alert instead. It asks a lender to check it is you before giving credit.
Call Equifax on 1-800-465-7166 and TransUnion on 1-800-663-9980. Each places its own alert, and neither tells the other.
a credit freeze a block that stops a credit bureau sharing your file with a new lender
Ontario and Quebec law let you ask Equifax and TransUnion not to give your file to a lender who would open new credit. Neither bureau charges for it, and each has to be asked separately. Equifax calls it Credit Lock. Everywhere else, the option is a fraud alert instead.
a fraud alert a note on the credit file asking a lender to check who they are talking to
It asks; it does not stop anything on its own. A lender is meant to make contact and confirm identity before approving credit in your name. Each bureau keeps its own file, so one placed at one does nothing at the other. A bureau may charge for placing one.
The Financial and Consumer Affairs Authority
General inquiries 306-787-5645, or fcaa@gov.sk.ca. Consumer Protection is on 1-877-880-5550, or 306-787-5550. Monday to Friday, 8:00am to noon and 1:00pm to 5:00pm.
For an investment, call the general inquiries line, 306-787-5645. The Authority covers both investment and consumer complaints.
Pro Bono Law Saskatchewan
Free legal advice. Ask what can be undone when money left through a power of attorney or a joint account.
power of attorney a document that lets somebody else act on your money or your property
You sign it in advance, while you can still make the decision, and you choose how wide it is. What it covers and what it is called differ from one province to the next. It does not hand over ownership.
Saskatchewan has no abuse line
If money was taken. The province says to contact three: local police, the Canadian Anti-Fraud Centre, and the Securities Division of the Financial and Consumer Affairs Authority on 306-787-5645.
If it is not about money. 211 Saskatchewan, free and answered at any hour. Dial 2-1-1 from anywhere in the province, 1-855-275-1197 toll free, or 306-751-0397 from outside it. Texting the word Hello to 2-1-1 works, and live chat runs Monday to Friday, 5:00am to 7:00pm Central Time.
the Canadian Anti-Fraud Centre where scams get reported nationally, which is not the same as being investigated
It gathers reports from across the country so that patterns can be seen. Your own case belongs to the local police force, and the Centre does not work it. It cannot move money either.
The Public Guardian and Trustee of Saskatchewan
1-877-787-5424, toll free, or 306-787-5424. Fax 306-787-5065. In person, 100-1871 Smith Street, Regina.
Under The Public Guardian and Trustee Act, it can freeze the bank accounts of the person at risk for a time, and demand documents from others.
Your own demand comes first. A family member has the legal right to demand an accounting from the attorney or property guardian. Do it in writing, before contacting this office.
A sworn accounting. It can require one from somebody acting under a power of attorney. Ask for this if a relative with power of attorney may be taking money.
Who it may act for. The province names the test: anyone 16 years of age or older who has an illness, impairment, disability or aging process limitation that places the individual at risk of financial abuse.
Its own limit, in its own words. The Public Guardian and Trustee (PGT) does not act like a police service or make decisions like a judge.